20 Pounds British Linen Bank

The British Linen Bank — despite its name — had nothing meaningful to do with linen by this point, the textile connection having dissolved centuries earlier into straightforward banking. It remained a Scottish chartered institution operating under that anachronistic name until its absorption into the Bank of Scotland in 1969. This note's seventeen-year date range reflects Waterlow & Sons' practice of printing undated or partially completed sheets for Scottish issuers, with dates applied at time of issue rather than press.

Twenty-pound Scottish provincials from this period are genuinely scarce in any state — the denomination saw limited public handling, and surviving examples tend to come from old bank stocks rather than circulation.