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20 Pounds Bank of Scotland
| Issuer | Bank of Scotland |
|---|---|
| Year | 1995-2004 |
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| Value | Log in to see details |
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| Composition | Log in to see details |
| Size | 149 × 80 mm |
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| Obverse description | Log in to see details |
|---|---|
| Obverse lettering | THE GOVERNOR & COMPANY OF THE BANK OF SCOTLAND PROMISE TO PAY HERE TO THE BEARER ON DEMAND Twenty Pounds STERLING EDINBURGH 300 Years of Service to the Community 1695-1995 Sir Walter Scott Governor Treasurer & Chief General Manager |
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| Reverse lettering | Education and Research |
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| Comments |
Bank of Scotland's position as one of only three Scottish banks retaining commercial note-issuing rights after the Currency and Bank Notes Act 1928 meant its paper series carried genuine legal standing in Scotland — though technically, Scottish notes have never been legal tender anywhere, including Scotland itself. The bank was required to hold equivalent Bank of England notes or coin in reserve against every Scottish note issued, a requirement formalized under the 1845 Banking Act and still in force across this entire series.
The signature progression here spans a decade of senior management turnover, from Sir Bruce Pattullo's long governorship through to the early tenure of Gordon McQueen Mitchell — six discrete signature combinations on a single Pick number.