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20 Pounds Bank of Ireland
| Issuer | Bank of Ireland (UK) plc |
|---|---|
| Year | 2013 |
| Type | Standard circulation banknote |
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|---|---|
| Obverse lettering | BANK OF IRELAND ESTABLISHED BY ROYAL CHARTER 1783 CO TYRONE CO ANTRIM CO DOWN CO LONDONDERRY CO ARMAGH CO FERMANAGH I PROMISE TO PAY THE BEARER ON DEMAND TWENTY POUNDS STERLING AT BELFAST BANK OF IRELAND (UK) PLC CHIEF FINANCIAL OFFICER |
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| Protection type | Watermark, Security thread |
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| Comments |
Bank of Ireland (UK) plc is a separate legal entity from its Dublin-based parent, authorized and regulated in the United Kingdom — a distinction that matters for legal tender status. These notes circulate in Northern Ireland only, where Bank of Ireland holds one of the six commercial banknote-issuing authorizations that survived the various banking consolidations of the late twentieth century. The backing requirement, enforced by the Bank of England, mandates that every note in circulation be matched pound-for-pound by Bank of England notes or other approved assets held in reserve.
De La Rue's Gateshead facility has handled Northern Irish commercial banknote production for decades, one of the quieter corners of a printing operation better known for its sovereign currency contracts.