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20 Pound (Town & County Banking Company)

Issuer Town and County Bank, Limited
Year 1894
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Shape Rectangular
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Obverse description Black intaglio print on blue underprint. A panoramic engraved vignette of Aberdeen cityscape with river and bridge occupies the upper centre, flanked by numeral "20" counters set within intricate guilloche rosettes. The left vertical panel contains three stacked vignettes: two circular guilloche medallions and a finely engraved view of a neoclassical bank building. A large blue guilloche panel in the centre carries the overprinted denomination "TWENTY POUNDS STERLING" in bold letters over the promise-to-pay inscription. The date "Aberdeen 1st March 1894" appears below, with signature lines for Manager and Secretary, the word "ESTABLISHED 1825" at the foot, and marginal notations "INCORPORATED 1862" and "REGISTERED 1882" along the left and right borders respectively.
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Variants Specimen note - dated 1st March 1894, overprinted SPECIMEN
Comments

The Town and County Banking Company operated out of Durham and built a respectable northern English regional network before being absorbed by Barclays in 1836 — which makes any note bearing this issuer's name and an 1894 date immediately worth scrutinizing. By 1894, the original Town and County Banking Company had long since disappeared. What circulated under similar names in the late nineteenth century were successor or renamed institutions, and the precise corporate lineage here matters for attribution.

Perkins, Bacon & Co. were prolific suppliers to British provincial banks, working from steel-intaglio plates that produced fine, durable impressions resistant to forgery — a key selling point for high-denomination private bank paper where counterfeiting risk was disproportionately high.

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