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| 背面描述 | Green and brown on cream paper, with the district name 'KREIS SCHWEINITZ' printed vertically along both side borders. A central oval vignette, framed by rococo acanthus scrollwork, shows a woman in traditional peasant dress seated at a spinning wheel. Diamond-shaped corner medallions at left and right each bear the numeral '20', and below the vignette a three-part motto in Gothic script is set across the lower field. |
| 背面铭文 | KREIS SCHWEINITZ 20 20 Selbst gesponnen Selbst gemacht ist die beste Bauerntracht. |
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Kreissparkasse Herzberg was the savings institution for Kreis Schweinitz, a rural administrative district in the Prussian province of Saxony. This 20 Pfennig note belongs to the Kleingeldscheine — small-denomination notgeld issued at the municipal and district level across Germany during the coin shortages of 1916–1922, when hoarding and metal requisitioning stripped everyday change from circulation entirely.
At 45 × 36 mm, it is among the smallest pieces in the broader notgeld corpus — a practical consequence of printing costs and the trivial face value it represented.