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20 Pfennig Bezirkssparkasse

Issuer Bezirkssparkasse Hofheim in Mainfranken
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Composition Paper
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Obverse description Single-sided notgeld note printed in orange on cream paper, with a perforated border on all four sides reminiscent of postage stamp production. The central design consists of a large circular vignette containing the bold numeral '20' in white relief against an orange ground, framed within a square border divided into decorative panels. The issuer name is arranged around the border: 'HOFHEIM' across the top, 'BEZIRKS-SPARKASSE' along the left and right sides respectively, and 'PFENNIG' along the bottom, all in sans-serif letterpress capitals.
Obverse lettering HOFHEIM
BEZIRKS-SPARKASSE
20
PFENNIG
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Comments

Bezirkssparkasse Hofheim in Mainfranken was one of hundreds of district savings banks that resorted to Notgeld during the acute small-change shortages of 1917–1922, when hoarding and metal requisitioning had stripped coins from everyday commerce almost entirely. These local emergency issues were authorized under a patchwork of Bavarian and Reich-level tolerances rather than any single coherent policy — which is why denominations, designs, and redemption conditions varied so sharply from one issuer to the next, even within the same district.

Hofheim itself is a small market town in Lower Franconia. That a savings bank at this scale was producing its own paper scrip is a fair measure of just how badly the monetary system had fragmented by the early Weimar period.

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