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20 Pfennig Bezirks-Konsumverein

Issuer Bezirks-Konsumverein Lörrach
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Currency Mark (1914-1924)
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Obverse description The obverse is set within a yellow-ochre rectangular border enclosing an elaborate floral arabesque underprint in pale gold. Two red diamond-framed BKV monogram vignettes, each inscribed 'Gcon 1865', appear in the upper left and upper right corners. The denomination '= 20 Pfennig =' is rendered in large blackletter Gothic script at centre, surmounted by the title 'Waren-Bezugsschein' in the same typeface, with the issuer's name 'Bezirks-Konsumverein Lörrach' immediately below; three manuscript signatures appear along the lower portion, and a red serial number with asterisk is printed vertically along the left margin.
Obverse lettering Waren-Bezugsschein
= 20 Pfennig =
Bezirks-Konsumverein Lörrach
BKV
Gcon 1865
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Comments

Bezirks-Konsumverein Lörrach was a district consumer cooperative — not a bank, not a municipality — and its authority to issue scrip derived entirely from the practical collapse of small-denomination coinage in Germany during the First World War. Cooperative associations across Baden filled that vacuum with their own paper tokens, redeemable only within their own retail network. The issuer's accountability to its membership, rather than to any monetary authority, is what made this kind of scrip legally tolerable and practically useful at the same time.

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