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20 Pfennig

Issuer Stadt Kempen am Rhein (City of Kempen)
Year 1920
Type Local banknote
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Obverse description Printed on firm yellow paper in dark brown letterpress, the obverse is dominated by bold blackletter Gothic script reading 'Stadt Kempen-Rhein' across the top, with the denomination numeral '20' flanking a central text cartouche on either side. The lower cartouche contains four lines of redemption and validity conditions in small Gothic type, dated 9.3.20, with a facsimile signature of the Bürgermeister and small floral vignettes at the lower corners. A serial number appears at the foot of the note.
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Protection type Watermark
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Comments

Kempen am Rhein — now simply Kempen, in what is today North Rhine-Westphalia — issued this note during the acute small-change shortage that gripped Germany in the immediate postwar years. Municipal and commercial Notgeld of this period was often printed locally under rushed conditions, but the presence of a watermark on a note this small is worth noting: most 1920 municipal issues at this denomination dispensed with security features entirely, relying on the sheer volume of competing issuers as a practical deterrent against forgery.

The DeNG suffix designation .2a suggests at least one earlier variant exists within the 689 series, pointing to more than one print run or paper stock.

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