20 Pfennig

Kempen am Rhein issued this Notgeld note during the acute small-change shortage that followed Germany's defeat in the First World War — a period when thousands of municipalities printed their own emergency fractional currency simply to keep retail trade functioning. The 1920 dating places it in the middle phase of the Notgeld phenomenon, after the initial wartime scramble but before hyperinflation rendered such small denominations meaningless within two years.

The print date of 30 April 1945 is almost certainly a catalog or documentation date, not a press date — that day, Hitler died in his Berlin bunker and Allied forces were already well inside the Rhineland.