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| 正面描述 | The obverse is engraved in a classical intaglio style with an intricate guilloche border and repeated denomination numeral '20' at all four corners. At left, an oval portrait vignette of a uniformed male figure is set within a fine lathe-work frame, while at right a second vignette shows two standing figures in period dress. The central text panel carries the issuer name 'EL BANCO OTERO & Ca' at top, serial number 'N°D 01251' repeated twice, the denomination 'VEINTE PESOS' in bold lettering, and a manuscript date 'Córdoba, 24 Enero de 1880' above a handwritten signature. |
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| 正面铭文 | EL BANCO OTERO & Ca VEINTE 20 Nº D 01251 Pagará á la vista y al portador VEINTE PESOS Plata sellada conforme de lei. Córdoba, 24 Enero de 1880 |
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Banco Otero & Ca was one of several private Mexican banks operating under the loose regulatory environment that preceded the 1897 Ley General de Instituciones de Crédito, which consolidated banking authority and eventually forced smaller private issuers out of the note-printing business. The bank's notes circulated regionally, and surviving examples from this period are uncommon — not because they were well-used, but because most private bank paper was surrendered or destroyed during the nationalization drives of the late nineteenth and early twentieth centuries.
PS designations in the Pick catalog indicate private or semi-official status, and Banco Otero & Ca sits firmly in that category: legitimate at issue, marginal in the longer arc of Mexican monetary history.