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| 正面描述 | Brown on light underprint, with the denomination numeral 20 repeated in each corner. The royal crowned coat of arms of Montenegro occupies the central vignette, with the Cyrillic value inscription ДВАДЕСЕТ ПЕРПЕРА running horizontally across the centre. The upper portion carries the Main State Treasury promise-to-pay clause in Cyrillic, while the date Цетиње, 23. јула 1914 is placed at the lower centre above two manuscript signature lines for the President of the Main State Control and the Minister of Finance. |
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| 背面描述 | Light purple-brown tones on plain paper, with the denomination numeral 20 in each corner. КРАЉЕВИНА and ЦРНА ГОРА are printed in large bold Cyrillic lettering across the upper and lower portions respectively, flanking the central royal Montenegrin coat of arms vignette, with ДВАДЕСЕТ ПЕРПЕРА overprinted horizontally across the middle. A circular official government stamp impression appears at the left centre, and the legal basis inscription is set at the lower centre. |
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| 防伪类型 | Official stamp |
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