20 Ðồng

正面描述	Multicoloured intaglio and letterpress print with black serial number at foot, split across both sides of the central watermark zone. A pastoral vignette occupies the centre, with sampan boats on a river, a thatched house, and a banana tree rendered in fine detail. The denomination numeral appears in the upper corners, with the issuing authority inscription and two signature titles flanking the watermark area.
正面铭文	NGÂN-HÀNG QUỐC-GIA VIỆT-NAM 20 TỔNG KIỂM-TRA THỦ-QUỶ TRUNG ƯƠNG HAI MƯƠI ĐỒNG (Translation: National Bank of the State of Vietnam. 20. Chief Inspector. Central Cashier. Twenty đồng.)
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背面铭文	NGÂN-HÀNG QUỐC-GIA VIỆT-NAM 20 HÌNH LUẬT PHẠT KHỔ-SAI NHỮNG KẺ NÀO GIẢ MẠO GIẤY BẠC DO NGÂN-HÀNG QUỐC-GIA PHÁT RA. (Translation: National Bank of the State of Vietnam. 20. Criminal law sentences one to penal labour for counterfeiting paper money issued by the National Bank of the State of Vietnam.)
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