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| 正面铭文 | Gutschein. Gültig im Bezirke der Stadt Zwickau Zwanzig Mark zahlen die Kassen der Stadt Zwickau gegen Rückgabe dieses Gutscheines. Zwickau, am 11. November 1918. Der Rat der Stadt Zwickau. Oberbürgermstr. Stadtkämr. |
| 背面描述 | Reverse printed in dark carmine-brown on the same salmon paper, dominated by two large matching guilloche medallions side by side, each enclosing a detailed vignette of the Zwickau civic coat of arms with a knight figure above and a townscape below, surrounded by intricate lathe-work borders. The serial number, prefixed 'Nr', is printed vertically in red along the left margin. A block of small Gothic text at the top sets out the redemption and demonetisation conditions referencing the Sächsische Staatszeitung and Leipziger Zeitung, while an anti-counterfeiting warning in Gothic script runs along the bottom edge. |
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Zwickau's municipal administration issued this note under the emergency currency provisions that flooded German cities with Notgeld from late 1918 onward, as the imperial banking system buckled under wartime strain and coin hoarding gutted everyday commerce. The 20 Mark denomination was unusually large for municipal Notgeld — most city councils kept their emergency issues to fractional values precisely because higher denominations invited distrust.
Printed locally, which accounts for the modest production quality common to Zwickau's wartime issues. The armistice came within weeks of this note's release.