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20 Mark

Issuer Stadt Neumünster (City of Neumünster)
Year 1918
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Printer H. W. Köbner & Co. GmbH, Altona, Germany
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Reverse description The reverse is printed in a single pale blue tone centred on a shield-shaped cartouche with a fine horizontal-line guilloche fill, flanked symmetrically by laurel and daisy sprays. A broad horizontal band in a deeper blue traverses the centre of the cartouche, within which the large bold sans-serif numeral "20" surmounts the word "MARK" in spaced capitals. The overall composition is uncluttered and typographic in character, relying on tonal contrast and decorative sprays for visual structure.
Reverse lettering 20
MARK
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Comments

Neumünster was one of Germany's most important textile manufacturing towns, and its municipal notgeld reflects the industrial confidence of a city that had kept its factories running through four years of war. This 20 Mark piece, issued in 1918, sits at the high end of the denomination range for municipal emergency currency — most Gemeinden stuck to fractional and single-mark values. A 20 Mark municipal issue suggests genuine local liquidity pressure as the Imperial banking system buckled in the war's final months.

H. W. Köbner & Co. in Altona produced workmanlike commercial printing, not the decorative collector-targeted notgeld that flooded the market in 1921–22. This is functional wartime paper, not a philatelic souvenir.

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