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20 Kwacha
| Issuer | Zambia |
| Year | 1989-1991 |
| Type | Standard circulation banknote |
| Value | 20 Kwacha (20 ZMK) |
| Currency | Kwacha (1968-2012) |
| Composition | Paper |
| Size | 170 × 72 mm |
| Shape | Rectangular |
| Printer | |
| No. printed | |
| Designer(s) | |
| Engraver(s) | |
| In circulation to | 1 July 2013 |
| Reference(s) | P#32 |
| Obverse description | Eagle, Butterfly, President Kaunda |
| Reverse description | Antelope, Liberty Monument, President`s Palace |
| Signature(s) | |
| Protection type | Watermark |
| Protection description | President Kaunda |
| Obverse lettering | Bank of
Zambia, I promise to pay the bearer on demand, twenty kwacha, For
the bank of Zambia, (sign.), Governor |
| Reverse lettering | Bank of
Zambia, Twenty Kwacha |
| Variants | |
| Catalog ID | 2044138740 |
| Comments | |
