目录
| 正面描述 | Portrait of President Kenneth Kaunda in intaglio at right, with the national arms vignette at upper centre and a carved wooden figure at left. The central legend reads 'I PROMISE TO PAY THE BEARER ON DEMAND TWENTY KWACHA FOR THE BANK OF ZAMBIA', with the denomination K20 printed in the upper corners. A guilloche underprint frames the composition, and the Governor's signature appears below the central text. |
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| 正面铭文 | K 20 BANK OF ZAMBIA I PROMISE TO PAY THE BEARER ON DEMAND TWENTY KWACHA FOR THE BANK OF ZAMBIA GOVERNOR |
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| 背面铭文 | BANK OF ZAMBIA K 20 TWENTY KWACHA |
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