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| Issuer | Magyar Általános Hitelbank Győri Fiókja (Hungarian General Credit Bank, Győr Branch) |
|---|---|
| Year | 1919 |
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| Value | 20 Korona |
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| Obverse description | Plain cream-coloured note with a simple typeset layout printed in dark burgundy ink on a light underprint of the issuing bank's name in pale tones. The issuer's name "Magyar Általános Hitelbank Győri Fiókja" is set in bold letterpress at the top, above a series letter and handwritten serial number to the right. The denomination "K 20 azaz HUSZ koronáról" is rendered in large bold type at centre, flanked by floral ornaments, with the place and date "Győr, 1919. május 6-án" below, and two manuscript signatures at the foot beneath their respective authority lines; a circular ink stamp of the branch is applied to the upper left. |
|---|---|
| Obverse lettering | Pénztárjegyeink teljes fedezete az Osztrák Magyar Banknál letétbe helyeztetett. Magyar Általános Hitelbank Győri Fiókja. Pénztárjegy K 20 azaz Husz koronáról Győr, 1919. május 6-án A pénzügyi népbiztos meghizottja: Magyar Általános Hitelbank győri fiókja meghatalmazásból: Ezen pénztárjegy hat hónapon belül beváltandó. |
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| Comments |
This note belongs to the brief but chaotic wave of locally issued emergency currency — szükségpénz — that proliferated across Hungary in 1919 as the postwar collapse of the Austro-Hungarian monetary system left branches of commercial banks struggling to maintain basic transactional liquidity. Magyar Általános Hitelbank was one of Hungary's most prominent joint-stock banks, but authority here devolved to the Győr branch specifically, which is what makes this note locally accountable rather than centrally guaranteed.
The ink stamp is the only authentication mechanism — typical of the improvisation forced on issuers who had no access to formal security printing on short notice.