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| 裏面の説明 | The reverse retains the original Austro-Hungarian Bank design, printed in blue, with a large portrait vignette of a young woman at left within an elaborate guilloche border, and the denomination numeral '20' in the upper corners. To the right, the Austro-Hungarian imperial double-headed eagle arms appear above the multilingual text block, with the main title 'ZWANZIG KRONEN' in bold letterpress. The date 'WIEN 2. JÄNNER 1913' and the issuing authority 'OESTERREICHISCH-UNGARISCHE BANK' are inscribed, followed by the denomination rendered in multiple languages including Czech, Polish, Ukrainian, Croatian, Romanian, and Italian. |
| 裏面の銘文 | DIE OESTERREICHISCH-UNGARISCHE BANK ZAHLT GEGEN DIESE BANKNOTE BEI IHREN HAUPTANSTALTEN IN WIEN UND BUDAPEST SOFORT AUF VERLANGEN ZWANZIG KRONEN IN GESETZLICHEM METALLGELDE WIEN 2. JÄNNER 1913 OESTERREICHISCH-UNGARISCHE BANK DVACET KORUN · DWADZIESCIA KORON · ДВАДЦЯТЬ КОПОН · VENTI CORONE · DVAJSET KRON · DVADESET KRUNA · ДВАДЕСЕТ КРЎНА · DOUEZECI COROANE II. AUFLAGE DIE NACHAHMUNG DER BANKNOTEN WIRD GESETZLICH BESTRAFT |
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Hungary's wartime finances had been straining under the joint Austro-Hungarian apparatus for years, and by 1918 the state was issuing notes under its own name rather than through the k.k. Privilegierte Österreichische Nationalbank — a shift that reflected the accelerating political disintegration of the Dual Monarchy as much as any fiscal logic. P#21 belongs to the final phase of that imperial currency framework, printed in the last year of the war before the collapse of November 1918 rendered the entire series politically obsolete almost immediately upon issue.
Overstamping by successor states complicates the collecting picture significantly. Romanian, Czechoslovak, and Yugoslav authorities all applied control stamps to circulating Korona notes in their newly acquired territories, and unstamped examples of this type were frequently invalidated without compensation.