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| 正面描述 | Brown letterpress Notgeld printed on cream paper, divided into two panels by a ruled vertical border. The left panel contains a detailed line-art vignette of the Zwettl town centre with a prominent clock tower and surrounding buildings, below which sits the circular municipal arms in a decorative scrollwork frame. The right panel carries the denomination in Gothic script with the numeral '20' set within a ruled box at upper centre, followed by the issuer title 'Gutschein der Stadtgemeinde Zwettl' in large Fraktur lettering, a liability clause in smaller text, three manuscript signatures above their respective office titles, and the validity date at the foot. |
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| 正面铭文 | Zwanzig 20 Heller Gutschein der Stadtgemeinde Zwettl Die Stadtgemeinde Zwettl haftet für diese Verbindlichkeit mit ihrem ganzen beweglichen und unbeweglichen Vermögen. Der Gemeinderat: Der Bürgermeister: Der Vizebürgermeister: Gültig bis 30. November 1920. Die Nachahmung dieses Scheines wird gesetzlich bestraft. |
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Austrian municipal notgeld of this type emerged from a severe coin shortage that persisted well after the First World War ended. By 1920, the collapse of the Habsburg monetary system had left small-denomination coins effectively absent from daily commerce, forcing hundreds of towns — Zwettl among them — to print their own low-value emergency scrip under authorization from the new Austrian government.
The Jaksc catalog remains the primary reference for Lower Austrian municipal issues; Pick's cross-referencing of this series was largely derivative of Jaksc's fieldwork.