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| 背面描述 | Plain unadorned reverse printed in dark burgundy on cream paper stock, with all text set within a dotted rectangular border frame. The central legend declares the municipality's full financial guarantee for the vouchers and specifies the redemption window of 15 to 31 December 1920. The printer's imprint appears below the frame in Gothic script. |
| 背面铭文 | Die Gemeinde Zell-Arzberg haftet für diese Gutscheine mit ihrem ganzen Vermögen. Einlösung vom 15. bis 31. Dezember 1920. Druckerei Waidhofen a. d. Ybbs, Ges. m. b. H. |
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Zell-Arzberg is a tiny rural commune in Lower Austria, and like hundreds of similarly small municipalities it resorted to printing its own Notgeld in 1920 as the postwar coin shortage made small-denomination transactions nearly impossible. The Austrian state had effectively stopped supplying adequate bronze and copper coinage, forcing even village-level administrations to become de facto currency issuers. Waidhofen an der Ybbs, the nearest regional centre, hosted the local printer that supplied many of these emergency issues across the surrounding district.