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| 正面描述 | Printed in violet-brown on cream paper, the obverse is headed by the large gothic-script legend "Gutschein", below which the denomination numeral "20" appears within a dotted rosette cartouche flanked by the words "Zwanzig" and "Heller"; two oval vignettes — the left enclosing agricultural implements with a wheat sheaf, the right a floral bouquet — frame the central field against a fine cross-hatched underprint. A five-line redemption text in Kurrent script names the Gemeinde Waldburg as guarantor, dated 1. Juli 1920, and closes with the title "Der Bürgermeister:" above a manuscript mayoral signature. |
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| 背面铭文 | Gemeinde Waldburg 20 Heller Zwanzig Heller. |
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Waldburg is a small municipality in Upper Swabia, Baden-Württemberg, and this 20 Heller note is a piece of Kleingeldersatz — emergency small-change scrip — issued during the acute coin shortage that followed Germany's defeat in the First World War. Hoarding of metal coins had gutted circulation by 1919–1920, forcing hundreds of German and Austrian municipalities to print their own fractional substitutes. Most were redeemed and destroyed within months, which accounts for their scarcity today.
The Jaksc/Pick reference places this firmly within the documented Austrian Notgeld corpus, though Waldburg itself sits on the German side of the post-1918 border.