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| 正面描述 | Green-tinted Notgeld note with vertical wavy-line guilloche underprint panels flanking a central black letterpress vignette of the village of Schwallenbach, with a rustic street scene, a leaning ladder, overgrown walls, and a church steeple rising above rooftops under a clouded sky. The denomination "20 Heller" appears in bold Gothic type at the lower left and lower right, with the issuer legend "Wachauer Gutschein der Markt-Gemeinde Spitz" at the left and validity notice "Notgeld Giltig bis 30. September 1920" at the right. The locality name "Schwallenbach" is inscribed in large Gothic lettering along the lower margin, with a printer's credit line in small type at the bottom edge. |
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| 正面铭文 | Wachauer Gutschein der Markt-Gemeinde Spitz. 20 Heller Notgeld Giltig bis 30. September 1920. 20 Heller Schwallenbach. |
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Austrian Notgeld at its most regional — this 20 Heller note was issued by the market town of Spitz on the Danube during the acute small-change shortage that followed the collapse of the Habsburg monetary system. The Wachau valley municipalities were among the more prolific Notgeld issuers, partly from necessity and partly because the collectibles trade had already made local emergency money a minor revenue source by 1920.
The Schwallenbach designation identifies a specific hamlet within the Spitz administrative area, an unusual level of geographic granularity even for Austrian municipal issues.