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| 正面描述 | The obverse is printed in brown-violet on cream paper in a decorative Art Nouveau style. A central vignette presents a panoramic landscape view of Stein an der Donau, with the Danube river, terraced vineyards, and the town's characteristic church tower rendered in fine line engraving. The denomination '20' appears in ornate cartouches at both upper corners beneath a scroll banner inscribed 'NOTGELD', while the issuer legend 'der Stadtgemeinde Stein a.d. Donau' and the value inscription 'Zwanzig Heller' occupy the lower portion, above a liability clause and three facsimile signatures of municipal officials dated 9 April 1920. |
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| 背面描述 | The reverse is printed in black on plain cream paper with no pictorial vignette. The denomination '20' appears in bold at both upper corners flanking the central heading 'Heller' in Gothic script, beneath which a framed text block carries the full legal text of the Kassenschein, stating the municipality's issue of 100,000 Kronen in interest-free notes redeemable at the municipal treasury between 16 and 30 September 1920, and warning that counterfeiting is punishable by law. The printer's imprint 'J. Faber, Krems' appears below the frame. |
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Stein an der Donau — now administratively merged with Krems — issued this Heller notgeld during the acute small-change shortage that gripped provincial Austria in the years immediately following the collapse of the Habsburg monarchy. Municipal and local bodies across Lower Austria filled the vacuum left by a decimated imperial currency system, printing their own emergency issues in denominations too small for the successor state's banking apparatus to bother with.
J. Faber of Krems was a local commercial printer, not a specialist security press. That matters: these notes were produced with no meaningful anti-counterfeiting measures, relying entirely on the limited economic radius of their intended circulation.