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| 正面描述 | The left portion of the note carries a tan-coloured textured underprint with a central oval vignette of a medieval round tower and church steeple on the Danube riverbank, rendered in blue-grey line engraving. The denomination 'Zwanzig Heller' is set in blackletter script flanking the vignette, with the large numeral '20' as a pale ghost underprint behind each word, and the header 'Gut-Schein' appears in ornate blackletter within a decorative cartouche at top. The issue date 'Pöchlarn, 15. Feber 1920' and validity limit '31. Dezember 1920' are printed below, accompanied by two manuscript facsimile signatures for the Vizebürgermeister and the Bürgermeister; the right panel on cream ground bears the municipal coat of arms of Pöchlarn with the inscription 'Stadtgemeinde Pöchlarn im Nibelungengau'. |
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| 背面铭文 | Die Stadtgemeinde Pöchlarn haftet für diese Verbindlichkeit mit ihrem ganzen beweglichen u. unbeweglichen Vermögen. Pöchlarn, 15. Feber 1920. Die Nachahmung dieser Scheine wird gesetzlich bestraft! |
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Pöchlarn is a small market town on the Danube in Lower Austria, and like hundreds of Austrian municipalities in 1920, it issued its own emergency small-change notes — Notgeld — to compensate for the near-total disappearance of coins from circulation after the war. The chronic metal shortage that began in 1915 never truly resolved itself, and by 1920 municipal scrip had become the default medium for everyday transactions across much of the former Habsburg territory.
The Jaksch reference places this firmly within the documented Austrian local issue series. These Pöchlarn pieces are among the less frequently encountered Lower Austrian municipal issues at this denomination.