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| 正面描述 | Printed in brown on a pink guilloche underprint, the obverse is divided into a central panel and a right-hand vertical denomination tab inscribed '20 HELLER'; two circular vignettes in the upper corners present local rural motifs — a cross with farm buildings at left, a windmill and landscape at right — flanking the central legend 'Gut-schein Gemeinde Oberachmann'. A central oval vignette portrays a sower in the field, signed 'H.S.' and 'GÖTZ', with the denomination '20 Heller' repeated to either side; the lower panel carries the municipality's redemption guarantee and the validity clause countersigned by Bürgermeister Franz Ecker, valid to 30 June 1921. |
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| 背面铭文 | Mit Sitzungs-Beschluß der Gemeinde Oberachmann vom 12./V. 1920 wurde die Ausgabe dieses Notgeldes genehmigt. Die Gemeinde haftet mit ihrem gesamten Vermögen für die Einlösung. |
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Oberachmann is a small village in Upper Austria, and this 20 Heller note is a product of the Notgeld wave that swept Austrian municipalities between 1919 and 1921 — a direct consequence of the severe coin shortage that followed the dissolution of the Habsburg Empire. With the new Republic of Austria struggling to establish a functioning monetary system, even tiny rural communities were authorized to issue their own emergency fractional currency, valid only within their own jurisdiction.
Franz Ecker's signature as Bürgermeister gives this note its legal standing under that emergency framework. Village-level issues like this one were typically printed in very small quantities and redeemed quickly, which makes survivors uncommon despite their recent origin.