20 Heller Maria Laach

Maria Laach am Jauerling is a small village in Lower Austria's Wachau hinterland. Like hundreds of Austrian municipalities in 1920, it issued its own notgeld when the postwar coin shortage left communities without functional small change. The 20 Heller denomination sits squarely in the most-used register — enough to buy bread or tram fare — which means circulated survivors typically show heavy handling wear, particularly at the folds.

The Jaksch reference JPR0584d-20 indicates a distinct type within the series, suggesting Maria Laach issued multiple design variants, a common practice among Wachau communes trying to attract collector interest and generate modest revenue alongside genuine circulation use.