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| 正面描述 | Green letterpress notgeld on grey paper with a decorative border of interlocking scrollwork and geometric chain patterns. The place-name LOCHEN appears in large stylised lettering across the upper field, above a central landscape vignette showing a panoramic view of the town with a distinctive mountain peak in the background. The denomination numeral 20 appears in large figures at the lower left and right corners, with the artist's name SEPP AUER inscribed along the lower margin. |
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| 背面描述 | Green letterpress reverse with the same scrollwork and chain border as the obverse. A large central octagonal cartouche carries the denomination expressed as HEL 20 ER in bold, interlocking Art Nouveau lettering. Below the cartouche, two columns of text state the redemption conditions, with the authority signatures GEMDR ANGLBERGER at lower right. The printer's imprint reads Druck von J. Mohr, Braunau am Inn along the bottom margin. |
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Lochen is a small parish commune in Upper Austria, and its decision to issue emergency money in 1920 was entirely practical — the postwar coin shortage throughout the former Habsburg lands left countless small municipalities printing their own fractional notes to make change. These Notgeld issues were so widespread in Austria and Germany that collectors began hoarding them almost immediately, meaning many examples were never spent at all.
J. Mohr in nearby Braunau am Inn handled the printing, a logical choice for a village with no access to large urban printers. Designer credit to Sepp Auer is unusually specific for a municipal Heller note of this type.