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| 背面描述 | Printed in dark brown on buff paper, the reverse carries a bold central denomination cartouche in an octagonal frame reading 'Hel 20 ler' in large stylised numerals and lettering, set against a plain ground flanked by Art Nouveau spiral corner ornaments. Below the cartouche, a two-column text inscription states the redemption conditions and validity date, with the issuing authority signature line reading 'GEMDR ANGLBERGER'. A printer's imprint in italic script reading 'Druct von J. Moser Braunau am Inn.' runs along the lower margin outside the frame. |
| 背面铭文 | Hel 20 ler DIESER GUTSCHEIN WIRD BIS 31. DEZEMBER 1920 IN GESETZ LICH BARGE LD EINGELOST GEMDR ANGLBERGER Druct von J. Moser Braunau am Inn. |
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Lochen is a small parish in Upper Austria, and like hundreds of similarly sized municipalities it issued emergency currency — Notgeld — in the early 1920s when the collapse of the Habsburg monetary system left small denominations effectively nonexistent in everyday commerce. The 20 Heller denomination was among the most practically necessary; coins of that value had largely vanished from circulation through hoarding and metal shortages dating back to the war years.
J. Moser of Braunau am Inn was a regional printer serving several Upper Austrian municipalities during this period, not one of the larger Viennese houses. Local production kept costs down but meant smaller print runs and less consistent quality control — factors that now make individual municipal issues from this printer harder to attribute with confidence.