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| 正面描述 | Plain cream-coloured note with an ornate Art Nouveau-style letterpress border of interlaced scrollwork. The denomination numeral '20' appears in large bold type at left, with the abbreviation 'Hl' at right. The central text block carries the Gutschein (voucher) inscription, detailing the issuing body, address, and redemption conditions, dated Linz, 7 May 1920. Four manuscript signatures with their respective role titles — Obmann, Ober-Stellvertreter, Kassier, and Buchhalter — appear along the lower portion. |
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| 正面铭文 | Gutschein Laut Sitzungsbeschluß des Vorstandes v. 5. Mai 1920 haftet der Wirtschaftsverband der Mil.-Gagisten in Linz, Martengasse 5. für die Verbindlichkeit, diesen Schein bis zum 1. Dezember 1920 in gesetzlichem Bargeld einzulösen. Dieser Gutschein ist unverzinslich. Nachahmung wird gesetzlich verfolgt. Linz, am 7. Mai 1920. Obmann: Ober-Stellvert.: Kassier: Buchhalter: |
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The Wirtschaftsverband der Militär-Gagisten was a cooperative association of military pensioners — former Habsburg officers and NCOs whose fixed state stipends ("Gagen") had been obliterated by postwar inflation. By 1920 the Austrian crown was in freefall, and organizations like this one began issuing their own small-denomination scrip so members could conduct internal trade without depending on currency that lost value by the week.
Karl Hayd was a Linz-based graphic artist responsible for a number of local notgeld designs from this period. The 20 Heller denomination sits at the lower end of this series.