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| 正面描述 | Central large-denomination numeral '20' above the word 'Heller' in Gothic blackletter script, with a vignette of Kufstein fortress above the municipal coat of arms at the foot of the note. Issuer name and voucher text appear in letterpress across the face. |
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| 背面描述 | Plain reverse printed in grey-green letterpress, with the large denomination '20 Heller' in Gothic blackletter script dominating the centre. Issuer name 'Stadtgemeinde Kufstein' appears at top, with redemption clause text and date of issue at the foot, the entire design being a mirror impression of the obverse text. |
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Kufstein's 20 Heller note belongs to the massive wave of Notgeld issued across the former Habsburg territories in 1919, when the collapse of the Austro-Hungarian monetary system left municipal governments scrambling to cover small-denomination shortages. Town councils became de facto issuers almost overnight — a legal grey area that Austrian authorities tolerated out of practical necessity rather than policy.
Locally printed Tyrolean Notgeld from this period is particularly prone to foxing and brittleness owing to the low-grade wartime paper stock available to provincial printers in 1919.