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| 背面描述 | Printed entirely in red-brown, the reverse presents a central rectangular panel with the Dutch denomination TWINTIG FRANKEN in bold decorative lettering, surrounded by two rows of circular medallions bearing the heraldic arms of thirty Belgian towns. Below, a large ornamental numeral 20 in scroll-work is flanked by foliate branches, with a ribbon inscribed BETAALBAAR OP ZICHT arching beneath it, and the issuer's name NATIONALE BANK BRUSSEL appears at the lower right in stylised script. |
| 背面铭文 | TWINTIG FRANKEN 20 BETAALBAAR OP ZICHT Nationale BANK BRUSSEL (Translation: Twenty Francs Payable at sight National Bank Brussels) |
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Louis Titz designed several note series for the Banque Nationale during the late nineteenth and early twentieth centuries, and Édouard Biet's engraving work — primarily based in Paris — appeared on Belgian issues through plate arrangements that were common practice among European central banks of the period. The combination here is reasonably accomplished for its time, though the series is not among the more technically ambitious commissions either man undertook.
The 1910–1920 date range spans the German occupation of Belgium, during which the Banque Nationale continued operating under severe constraints. Notes issued after August 1914 circulated in an occupied country where the occupying authority was simultaneously pressuring Belgian financial institutions and issuing its own competing paper.