20 Drachmai

Beschrijving voorzijde	At left, an engraved portrait vignette of Georgios Stavros, founder of the National Bank of Greece, rendered in fine intaglio lines; the heading inscription ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ arches across the upper register as an overprint, marking the Bank of Greece's assumption of note-issuing authority. The denomination numeral and Greek text appear at centre-right against an intricate guilloche underprint. The overall composition reflects the American Bank Note Company's characteristic style of close cross-hatched portraiture and elaborate lathe-work border ornamentation.
Opschrift voorzijde	ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ
Beschrijving keerzijde	The central vignette presents the celebrated sculpted head of Hygieia, goddess of health, attributed to Scopas and originating from the Temple of Athena Alea at Tegea, reproduced with careful engraved detail. The composition is enclosed within symmetrical lathe-work borders of the type characteristic of American Bank Note Company production, with denomination text and the bank name inscriptions placed in the surrounding panels. Fine guilloche patterns fill the background field, providing both aesthetic structure and a deterrent against counterfeiting.
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