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| 正面描述 | Intaglio-printed note in black on pale paper with a green guilloche underprint bearing the large word "TWENTY" at centre. Three allegorical vignettes occupy the upper register: a seated female figure with a horse at left, Justice holding scales and a staff at centre top, and a female figure with cornucopia and a harbour scene at right. Denomination numerals "20" appear in ornate counter panels at all four corners, with "XX" in the upper-right counter. The bank title "THE STATE BANK AT NEW-BRUNSWICK" arcs across the top, with "STATE OF NEW-JERSEY" at upper left and right; the promise-to-pay legend and place of issue are inscribed in script across the centre field above the cashier and president signature lines. |
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| 背面描述 | The reverse is printed entirely in red-orange and consists of a dense, uniform pattern of circular lathe-work guilloché rosettes arranged in a five-column by three-row grid, each rosette composed of intricate concentric engine-turned spirographic lines. A plain rectangular border frames the entire field, with small ornamental corner flourishes. No text or vignette is present. |
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The State Bank at New Brunswick was chartered in 1812 and operated continuously through the Civil War period, which gives this note an unusually long potential issuance window. Rawdon, Wright, Hatch & Edson — later absorbed into the American Bank Note Company in 1858 — produced plates of consistently high engraving quality, and notes bearing their imprint after that merger date were technically printed under the ABNCo umbrella even when the older firm name remained on the plate.
New Jersey free banking legislation meant that note-issuing privileges were tied to deposited securities, and redemption reliability varied sharply between institutions. The State Bank at New Brunswick was among the more stable issuers in the state.