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| 正面描述 | 登录 以查看详情 |
|---|---|
| 正面铭文 | 登录 以查看详情 |
| 背面描述 | The reverse is printed in blue tones against a largely white ground, with a finely engraved vignette of a traditional Chinese Yixing clay teapot accompanied by two small tea bowls and a saucer at centre, evoking the Cantonese yum cha culture. Behind the tea service, stylised tea leaves rendered in pale teal serve as a background element, while a mountain landscape underprint appears in the upper portion. The denomination numeral '20' is printed in large bicolour figures at upper right, with the bank name in Chinese and English set in a teal band along the lower margin. |
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| 签名 | 登录 以查看详情 |
| 防伪类型 | Security thread, Watermark, Optically variable device |
| 防伪描述 | 登录 以查看详情 |
| 变体 | 登录 以查看详情 |
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Bank of China (Hong Kong) Limited is one of three commercial banks licensed to issue Hong Kong dollar notes — an arrangement with no parallel in most modern economies, where note issuance is a central bank monopoly. Each issuing bank must lodge full equivalent value in US dollars with the Hong Kong Monetary Authority before any note enters circulation, effectively backstopping the linked exchange rate at the note level.
The P#348A designation places this within the post-2018 redesign series, which extended the existing note architecture rather than replacing it wholesale. Cotton paper at this denomination is a deliberate retention — the HKD series has resisted polymer conversion at lower denominations longer than many comparable high-circulation notes in the region.