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| 正面描述 | The obverse is divided into three principal vignette zones executed in fine intaglio by Rawdon, Wright, Hatch & Edson. At left, a portrait bust, facing right, believed to represent James Oglethorpe. In the central panel, two allegorical female figures — one wearing a Phrygian cap — are seated on either side of a state shield surmounted by a bald eagle; the shield itself contains a maritime and mountain landscape with a rising sun, a ship at left, and a locomotive at right. A circular vignette at the far right contains a train with cargo cars. Denomination numerals "20" appear at the upper corners, with the full promise-to-pay text and issuer imprint in letterpress across the lower portion. |
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| 正面铭文 | 20 STATE OF GEORGIA 20 The President Directors & Co of THE Bank of Augusta Promise to pay Twenty Dollars on demand to _____ or bearer. AUGUSTA,______18_____ TWENTY ___________ Cash. ___________ President. XX Rawdon, Wright, Hatch & Edson, New York. |
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The Bank of Augusta operated in Augusta, Georgia, one of the more commercially active banking centers in the antebellum South. Rawdon, Wright, Hatch & Edson — which became the American Bank Note Company in 1858 — supplied engraved currency to dozens of Southern institutions before the war, and their plates frequently continued in use well past that corporate transition, which complicates precise dating within this issue's stated range.
Notes from Georgia state-chartered banks circulated alongside Confederate currency after 1861, and many were redeemed, hoarded, or simply lost in the economic collapse that followed Appomattox. The Criswell Southern States reference remains the standard attribution for these issues.