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| 正面铭文 | DOMINION OF CANADA THE BANK OF NOVA SCOTIA TWENTY HALIFAX, N.S. JANUARY 2ND 1925 WILL PAY TO THE BEARER ON DEMAND TWENTY DOLLARS $20 GENERAL MANAGER PRESIDENT 20 |
| 背面描述 | Uniformly printed in green, the reverse is dominated by a large central lozenge-shaped guilloche frame enclosing the numeral 20 at left and right, with the circular Bank of Nova Scotia arms vignette at centre bearing the legend THE BANK OF NOVA SCOTIA and INCPD. AD. 1832. The bank title THE BANK OF NOVA SCOTIA runs across the top, and the entire field is covered with an intricate microprint underprint repeating the denomination 20. |
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The Bank of Nova Scotia's 1925 Dominion-era chartered bank notes occupy an awkward historical position: by this point, the Dominion government had been steadily encroaching on chartered bank note issuance for decades, and the 1935 establishment of the Bank of Canada would effectively end the commercial banks' right to circulate their own currency altogether. This note was issued under the 1923 Bank Act, which capped chartered bank circulation at the paid-up capital of the issuing institution.
The Canadian Bank Note Company in Ottawa produced the series. CBNC had a near-monopoly on chartered bank printing by this period, having absorbed much of the earlier competition. Surviving examples frequently show heavy teller handling — these circulated hard in the Maritime branches where Scotiabank retained its deepest retail roots.