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| 正面描述 | The obverse is printed in dark green and black intaglio on white paper, with a complex guilloche border carrying repeated '20 TWENTY' numerals and text. Two oval portrait vignettes are positioned at left and right, each showing a distinguished gentleman in formal attire. The central field carries the large 'Bank of Montreal' title in ornate lettering, with the legend 'WILL PAY TO BEARER ON DEMAND' and 'PAID UP CAPITAL $14,000,000' across the top. A central underprint vignette displays the bank's coat of arms, flanked by large 'XX' counters at lower corners, with the date 'MONTREAL, 3RD JANUARY 1904' and two manuscript signatures across the centre. |
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| 背面描述 | The reverse is engraved in a single dark olive-green tone, centred on a detailed architectural vignette of the Bank of Montreal's head office on Place d'Armes, Montreal, rendered in fine intaglio line work with horse-drawn carriages in the foreground. The building's neoclassical façade with its prominent domed portico is framed by elaborate lathe-work guilloche panels. 'BANK OF MONTREAL' arches above the central vignette, with '20' numeral counters repeated at each corner and 'TWENTY DOLLARS' inscribed along the lower border. |
| 背面铭文 | BANK OF MONTREAL 20 TWENTY DOLLARS XX AMERICAN BANK NOTE CO. OTTAWA |
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