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| 正面描述 | Central vignette of the Tennessee State Capitol building flanked by two shield cartouches bearing text. Portrait of Alexander H. Stephens, Vice President of the Confederacy, appears in the lower right corner. Denomination is indicated at the left and upper right, with the principal obligation text in letterpress across the face. |
|---|---|
| 正面铭文 | Two Years after the Ratification of a Treaty of Peace between The Confederate States and the United States of America, The CONFEDERATE STATES OF AMERICA Will pay TWENTY DOLLARS to the bearer on demand. Richmond. February 17ᵗʰ 1864. |
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By 1864, Confederate currency had lost most of its practical purchasing power — hyperinflation driven by military reversal, overprinting, and collapsing public confidence had rendered earlier denominations nearly worthless in daily commerce. The February 1864 Currency Reform Act forced a mandatory exchange of older notes at a discount, partly as a de facto tax on holders, partly to reduce the staggering volume of paper in circulation. This note belongs to the post-reform issue, printed by Keatinge & Ball in Columbia, South Carolina, not Richmond, despite the "Richmond" place-of-payment text on the face — a distinction frequently lost on collectors.
The 1864 series ran through the Confederacy's final year of existence. Notes from this issue were often used to pay soldiers months behind in wages.