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| 背面描述 | The reverse is printed in blue on a plain paper ground with an overall guilloche border pattern. At centre right, a large vignette presents the Serbian double-headed eagle coat of arms within an ornate cartouche, while to the left the bank name and denomination are arranged in a stacked Cyrillic composition with the numeral '20' repeated at the left and right corners. |
| 背面铭文 | СРПСКА НАРОДНА БАНКА ПЛАЋА ДОНОСИОЦУ ДВАДЕСЕТ СРПСКИХ ДИНАРА |
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This note presents one of the stranger documentary puzzles in Yugoslav occupation-period paper money. Printed by the Serbian National Bank in 1942 but dated on the print run to 30 April 1945 — the very day Germany surrendered in Italy and hours before the fall of Berlin — it was never placed into circulation. The Partisan takeover rendered the entire Serbian collaborationist banking apparatus obsolete almost immediately, and stocks of unissued notes were seized or destroyed.
The April 1945 print date almost certainly reflects a final administrative overrun, not an intentional late issue.