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| 背面描述 | Central vignette drawn from a decorative miniature of the first Slavic Octoechos printed in Cetinje in 1494, with a figure of Petar II Petrović Njegoš derived from that source. The mountain range of Komovi forms the background landscape. The great coat-of-arms of the Republic of Serbia is positioned in the upper left corner against a predominantly green guilloche field, with bilingual printer and issuer inscriptions along the lower border. |
| 背面铭文 | 20 НАРОДНА БАНКА СРБИЈЕ - ЗАВОД ЗА ИЗРАДУ НОВЧАНИЦА И КОВАНОГ НОВЦА - ТОПЧИДЕР двадесет динара dvadeset dinara NARODNA BANKA SRBIJE - ZAVOD ZA IZRADU NOVČANICA I KOVANOG NOVCA - TOPČIDER |
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Serbia introduced its own national banknote series after the dissolution of the State Union of Serbia and Montenegro in June 2006 — this note belongs to that initial post-union emission. ZIN at Topčider has produced Serbian currency since the interwar period, and the 2006 series marked the first time the institution printed notes under a fully independent Serbian central bank mandate rather than a federal or union authority.
The "1st coat of arms" designation in collector nomenclature distinguishes this type from a later revision; the change was driven by Serbia's evolving constitutional status following Kosovo's 2008 declaration of independence.