20 Dalasis

Obverse description	The central vignette presents two birds — a large blue-toned bird perched on a rock and a smaller companion at its base — set against a guilloche-patterned background in shades of blue. The Coat of Arms of The Gambia is positioned at the lower right of the vignette, accompanied by the date year at upper right. A smaller bird vignette in latent image style appears at lower left, with the numeral '20' in large dark blue digits flanking both sides of the note.
Obverse lettering	Central Bank of The Gambia Promise to pay on demand the sum of Twenty Dalasis دلس مون نيار فكي دلس Governor First Deputy Governor
Reverse description	The central vignette portrays a traditional grain milling scene in which two male figures operate a cylindrical hand-powered mill, rendered in a detailed intaglio-style engraving against a background suggestive of a tree canopy. The bank name 'Central Bank of The Gambia' is inscribed at upper left, with the large numeral '20' at upper right and lower left corners. A small bird watermark silhouette and a latent image numeral '20' appear at lower right.
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