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| 正面描述 | The central vignette presents a Chinese pavilion set within an ornate border frame, with the White Pagoda of Beihai Park, Peking, positioned to the left. Denomination in Chinese characters appears within the design alongside a red serial number and official seals. Inscriptions identify Tientsin as the city of issue and record the date as the 14th year of the Republic of China. |
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| 背面铭文 | THE SINO SCANDINAVIAN BANK TWENTY CENTS NOTES TO BE EXCHANGED FOR ONE YUAN NATIONAL CURRENCY OCTOBER 1st 1925 TIENTSIN BUREAU OF ENGRAVING AND PRINTING, PEKING, CHINA |
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The Sino-Scandinavian Bank was a short-lived foreign venture operating in China during the Republic period, and this 20-cent note was produced locally by the Bureau of Engraving and Printing in Peking — the same government facility that handled many of the major Chinese national issues of the era. The bank struggled to establish meaningful circulation against entrenched domestic and foreign competition, and the institution had effectively ceased operations by the late 1920s.
The Republican year dating — Year 14, corresponding to 1925 — places this note squarely in a period of considerable monetary instability in northern China, when warlord-era economic fragmentation made small-denomination fractional notes from minor banks particularly vulnerable to public distrust.