20 Centavos

正面描述	Letterpress-printed emergency currency on aged paper, framed by a continuous border of repeating small ornamental devices along all four edges. The central text block, set in serif typeface, carries the municipal promise-to-pay legend with the denomination value handstamped in red ink at centre and the date '1943' incorporated in the lower text area. Three signature lines for the Mayor, Treasurer, and Judge appear at the foot of the note.
正面铭文	MUNICIPALITY OF LOAY WILL PAY THE BEARER ON DEMAND TWENTY CENTAVOS IN LAWFUL CURRENCY
背面描述	Plain reverse on heavily aged, yellowed paper exhibiting pronounced wear and fold lines consistent with wartime circulation. A partially legible rectangular stamp impression is present near the lower centre, accompanied by blue ink markings in the upper portion, both characteristic of Philippine emergency guerrilla currency issued during the Japanese occupation.
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