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| 正面描述 | Black intaglio print on cream paper with a dense guilloche underprint. The central vignette shows the Spanish Royal coat of arms — quartered shield with castles and lions, surmounted by a crown — set within an oval cartouche flanked by the denomination numeral '20' on each side and scrollwork ornaments. The issuer's name 'EL BANCO ESPAÑOL DE LA ISLA DE CUBA' runs across the upper panel in bold letterpress, with the bearer clause 'A LA PRESENTACION PAGARÁ AL PORTADOR DE ESTE BILLETE' inscribed in two panels below; the date 'HABANA, 15 DE FEBRERO DE 1897' and the series and serial number appear at the lower portion alongside the governor's manuscript signature. |
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| 背面描述 | Printed entirely in dark green-black intaglio on cream paper, the reverse centres on a finely engraved agricultural vignette: a horse-drawn cart loaded with sugar cane is attended by several figures in a field, with a large sugar mill structure and smoking chimney visible in the background, evoking Cuba's colonial plantation economy. The denomination numeral '20' appears in large outlined figures to the left and right of the central scene, framed by elaborate guilloche latticework. The legend 'EL BANCO' arches above the vignette in a separate panel, while 'ESPAÑOL DE LA ISLA DE CUBA' is inscribed in a bold rectangular banner across the lower margin, with the printer's imprint below. |
| 背面铭文 | EL BANCO ESPAÑOL DE LA ISLA DE CUBA AMERICAN BANK NOTE COMPANY NEW YORK |
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