20 Bolívares

The Banco Venezolano de Crédito was a Caracas-based private commercial bank authorized to issue notes under Venezuela's pluralist banking regime of the early twentieth century, before the Banco Central de Venezuela was established in 1940 and terminated all private note-issuing privileges. This S242 issue belongs to that final window of private circulation, printed during the Gómez dictatorship when the government maintained tight control over banking concessions but left note design largely to individual institutions.

The "S" prefix in the Pick reference denotes a regional or private issuer — appropriate here, as these notes never achieved nationwide penetration comparable to government-backed paper.