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| 正面描述 | Brown on light-green underprint, with a text-based guilloche pattern reading BANCO NACIONAL ULTRAMARINO and MACAU throughout the field. The Portuguese Coat of Arms within a circular laurel-wreath vignette occupies the upper left, beneath which MACAU is inscribed on a ribbon. Chinese characters for the denomination (弍毫) appear in green to the left of centre, flanking a central cartouche bearing the denomination legend VINTE AVOS. Denomination numerals 20 appear in ornamental roundels at each corner, with the serial number printed twice and a manuscript manager's signature below the GERENTE caption. |
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| 背面描述 | Printed in brown on plain buff paper, the reverse is dominated by a central guilloche medallion bearing the large numeral 20 and the legend VINTE AVOS, flanked on either side by radiating rosette engine-turned ornaments and framed by two pillar vignettes. The bank name BANCO NACIONAL ULTRAMARINO appears in a curved banner across the top, with the Chinese rendering 大西洋國海外進理銀行 above it; the territorial name MACAU is inscribed on a scroll at the foot, with 澳門 repeated at lower left and lower right. Denomination numerals 20 / AVOS appear in starburst roundels at the upper corners, with Chinese denomination characters 弍毫 along each lateral margin. |
| 背面铭文 | 大西洋國海外進理銀行 BANCO NACIONAL ULTRAMARINO 20 VINTE AVOS MACAU 澳門 (Translation: Atlantic Overseas National Deposit Bank Overseas National Bank Twenty Avos Macau) |
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