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20 Arctic Dollars Polar bear

Issuer Arctic Territories
Year 2020
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Size 138 x 67 mm
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Obverse description Central vignette of a polar bear set against a map of the North Pole at right, with a bird in flight above; a holographic bear profile appears as a security element. Multicolour guilloche underprint frames the composition.
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Reverse description Central vignette of the Big Dipper constellation set against an aurora borealis in sweeping multicolour bands; the word ARCTIC repeats in a circular guilloche border around the design.
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Comments

The Arctic Territories is not a sovereign state, administered territory, or recognized jurisdiction of any kind — it has no government, no central bank, and no legal tender authority. Notes issued under this name are privately produced fantasy pieces, sold as novelty items or collector curiosities. The polar bear theming and "Arctic Dollars" denomination are marketing decisions, not monetary ones.

The hybrid substrate and holographic strip are real security features borrowed from legitimate currency production, which lends these a superficial plausibility. That's the point.

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