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| 正面描述 | Left panel contains an oval guilloche medallion with the monogram 'ДС' in Cyrillic, below which the year '1989/90' is printed in letterpress. The right panel bears the issuer's name 'СТУДЕНТСКИ ДОМ „ДОБРИЛА СТАМБОЛИЋ” — НИШ' at top, with the large numeral '20000' centred over a fine guilloche underprint, flanked by 'DIN.' on both sides, and the legend 'СТУДЕНТСКИ НОВЧАНИ БОН' at the foot. |
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| 正面铭文 | ДС 1989/90 СТУДЕНТСКИ ДОМ „ДОБРИЛА СТАМБОЛИЋ” — НИШ 20000 DIN. DIN. ДИНАРА СТУДЕНТСКИ НОВЧАНИ БОН |
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Studentski dom "Dobrica Stambolić" was a student dormitory in Niš, and this 20,000 Dinara note is a canteen or meal voucher issued by the institution itself — not legal tender in any sense, but a product of Yugoslavia's chaotic late-1980s hyperinflation. By 1989, the dinar was losing value so rapidly that institutional scrip of this kind became a practical necessity: dormitory administrations issued their own internal currency to insulate student meal programs from daily price fluctuations.
Dobrica Stambolić was a Serbian communist official; the dormitory bearing his name would have been renamed sometime after 1990.