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| 正面铭文 | Notgeld der Stadt Kiel GEGEN EINLIEFERUNG DIESES SCHEINES ZAHLT DIE STADTHAUPTKASSE KIEL NICOLAI KIEL 1. SEPTEMBER 1923 ZWANZIG MILLIONEN MARK Oberbürgermeister Bürgermeister Stadtverordneter Vorst. Städt. Stadtkasse Dieser Schein verliert seine Gültigkeit innerhalb eines Monats nach erfolgter öffentlicher Aufforderung des Magistrats zur Einlösung |
| 背面描述 | The reverse is unprinted, presenting a plain cream-coloured paper surface with faint show-through of the obverse design visible through the paper stock. No vignette, text, or decorative elements are present on this side. |
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Kiel's municipal authority, like hundreds of German cities and towns, was forced into emergency currency production as Reichsbank denominations became obsolete almost as soon as they were printed. By August–September 1923, the inflationary spiral had accelerated to the point where a 20-million Mark note represented a day's wages at best — and far less within weeks of issue. This is Notgeld in its most desperate phase, not the collectible commemorative variety of 1920–21.
City-printed issues from this period were typically lithographed locally under considerable time pressure, and Kiel's examples are no exception to the general rule of rough production quality. The paper itself often shows rapid deterioration from heavy short-term handling — these notes moved fast and were discarded faster.