2 Speciedaler / 20 Rigsbankdaler Samfund af Christiandsands innvaanere, Christiansand

The "Samfund af Christiansands Indvaanere" — roughly, the Association of Christiansand's Inhabitants — was not a bank. It was an emergency civic body formed when the post-1814 monetary chaos left southern Norway's commercial life effectively paralyzed. Denmark's cession of Norway to Sweden under the Treaty of Kiel had severed the old currency supply lines, and the Riksbank was not yet functioning as a reliable replacement. Local merchants and citizens pooled their collective credit and issued these notes themselves to keep trade moving.

Skaare 1678 is among the rarest categories of Norwegian necessity paper — municipal rather than institutional, with survival rates reflecting both limited original production and active post-crisis redemption drives.